"Guess I will have to wait for the adjuster to call us back.
Let me know what they tell you. I am in the insurance field and I can give you a few important keywords that may sway the adjusters settlement figures in your favor.
Bottom line, they owe you what you had prior to the loss. That goes in terms of items and condition. So they MUST replace your computer, even if it is still sorta working.
The burden of proof, as far as owning the claimed item and the condition is was in, falls in your hands. Not that hard to do with a few reciepts.
Let me know if they tell you something and it just doesn't sound right. I have a few tricks up my sleeve that work great, and are within the legal bounds of most policies. You pay a premium, you better at least get what the policy will allow. And most people don't fully understand their policies.
HTH.
-Christian
Let me know what they tell you. I am in the insurance field and I can give you a few important keywords that may sway the adjusters settlement figures in your favor.
Bottom line, they owe you what you had prior to the loss. That goes in terms of items and condition. So they MUST replace your computer, even if it is still sorta working.
The burden of proof, as far as owning the claimed item and the condition is was in, falls in your hands. Not that hard to do with a few reciepts.
Let me know if they tell you something and it just doesn't sound right. I have a few tricks up my sleeve that work great, and are within the legal bounds of most policies. You pay a premium, you better at least get what the policy will allow. And most people don't fully understand their policies.
HTH.
-Christian