Cali Kid Corals

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  1. seminolecpa

    Done with taxes

    Actually the best way to work it out is to owe as much as you can without penalty bu be aware that you will owe it........ interest free loan from your rich Uncle. 3 more days (thanks to some wierd holiday in Washington DC) 4/18 is filing day this year.
  2. seminolecpa

    BAYMAC2011 - What would you like to see?

    Red Dragon acro, though I am not sure I can afford it. Do vendors take children in trade?
  3. seminolecpa

    Some ich advice needed

    I typically have let my fish fight through the ick. If they are still eating well and aren't getting picked on, I find that it is probably better then stressing them out more with a dip or hypo. Just my opinion, no scientific thought was put into the preceeding message
  4. seminolecpa

    Some ich advice needed

    Does an turf scrubber cure it? ducks
  5. seminolecpa

    BAYMAC2011 - What would you like to see?

    Because we have a limited supply and it is (in theory) for club members. Recall we do not make a profit on the sales of glue. The other issue is that other vendors (in the past) have sold it or something similar (BAF etc) and we don't really want to undercut anyone on wholesale priced glue.
  6. seminolecpa

    Tax Q

    Still have to mail in the money and/or have it direc deposited from your account. BTW you have until April 18th this year because of Emancipation Day in Washington DC.
  7. seminolecpa

    Tax Q

    Generally the answer is likely yes it is includable, but you should consult a tax professional with your specific circumstances.
  8. seminolecpa

    48÷2(9+3) =

    Not sure what the dilemna or trick question is supposed to be here but the math answer to 48/2(9+3)=288. Next?
  9. seminolecpa

    what manufacturer bulb for good growth over my new frag tank

    RememberIi have the Ushio 20K plus not the standard 20K's.
  10. seminolecpa

    BEWARE Tax Scam

    I wanted to make you aware of a tax scam that is currently making the rounds via email. This form that is attached to the email is NOT an IRS form nor is it being sent out by the IRS. It requests very sensitive information from you that can clearly be used for some very potentially destructive...
  11. seminolecpa

    New Coral Arrivals

    Good luck. Seriously. Would love to see one of these things make it. Eric's made it about a week or two before it too a big craparoo.
  12. seminolecpa

    New Coral Arrivals

    Spathulata? How is it holding up?
  13. seminolecpa

    Any Fencers here?

    I had a plan to try fencing once, but my my plan got foiled.
  14. seminolecpa

    Best reef read in a long time

    I need a spreadsheet to understand this please.
  15. seminolecpa

    hey bar check out mr saltwater tank on facebook

    Wait till you see my new mohawk :)
  16. seminolecpa

    Kvosstra's Raspberry Prostrata

    Still working on getting there Patrick. could probably give you one of the frag tank pieces but as it grows so slow to start, Was trying to let it branch out a bit first.
  17. seminolecpa

    OK, so then who here buys earthquake insurance?

    So you are saying labor and materials only spike 15% during a natural disaster? Try like 100% and more. Trust me I about as risk averse as they come and I ran all kinds of pro and con analysis from my perspective and I could never get to the real point of having it. Not saying it doesn't...
  18. seminolecpa

    OK, so then who here buys earthquake insurance?

    Again you consider that your equity is $200k based on todays values. Just saying If you think your property (even with a replacement house) would be worth that much post big one .... I think you are kidding yourself. Mike you are right it likely cost much less to build a house from scratch...
  19. seminolecpa

    OK, so then who here buys earthquake insurance?

    The point is earthquake insurance (whether or not you bump up your coverage), will likely not cover the replacement cost of your house. Replacement costs set by the insurance companies are un-realistic considering the timing of the replacement (materials and labor drastically inflated due to...
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