Some initial conclusions on how to resolve my concerns related to detectable chloramine post RO, following several chats with Chris/Airwaterice. He founded his RODI company 43 years ago, so I bet on his knowledge being accurate.
Overall, Chris thinks the test shows a false positive result. He believes chloramine is unlikely to make it through one stage of brand-new catalytic carbon and another stage of 1 micron carbon (per my system setup).
He stated that chloramine tests, which try to measure chloramine below 10 ppm, show almost always false positive results due to the reagent used.
He stated that if chloramine made it through, the DI resin would be exhausted rapidly, which clearly is not the case for me. I am at 2,500 gallons of total water and only see the first two stages of anion and cation resin used up by less than 30%, with the mixed bed not used at all.
We discussed potential upgrades such as a higher-pressure pump (requiring a different high-pressure housing), which would improve the effectiveness of the RO membrane. Due to potentially insufficient pressure, the rejection rate is significantly below 90%. However, for now, we increase the pressure on my current pump and see how it goes.